Shop
Books on the shelf.
Guides to mortgages, overpaying, and buying a first home. Covers and descriptions are taken from the Amazon listings. Overpay does not sell the books.
Links to Amazon are affiliate links. If you buy through them, Upcott Studios may earn a commission, at no extra cost to you. Amazon.co.uk buttons use the original short links. Amazon.com buttons, where the same book is listed, use the tag upcottstudios-20. Prices, formats, and delivery are set by Amazon.

How To Pay Off Your Mortgage In 5 Years
Clayton Morris and Natali Morris · Paperback
Slash your mortgage with a proven system the banks don’t want you to know about. That is the line on this paperback in the Pay Off Your Mortgage series.

Could you save £1,000s on your Mortgage payments every year?
Keith Popplewell · Paperback
Keith Popplewell’s UK paperback is listed under that title. The cover adds the line: this book might help.

Mortgages For Dummies
Eric Tyson and Robert S. Griswold · Paperback, 4th edition
Turn your dream of homeownership into a plan that works. The 4th edition walks through how much mortgage you can handle, loan types, refinancing, paying the mortgage down, reverse mortgages, and why a 40-year term may not be the right shortcut.

The Smart Mortgage Guide for UK Borrowers
Craig Fish · Paperback
Most people focus on getting the lowest mortgage rate. Few understand how UK lenders make decisions. Craig Fish, a broker with more than 25 years in the industry, explains affordability, employed and self-employed applications, credit, loan-to-value, and the cost of remortgaging.

Mortgages 101
David Reed · Paperback, 3rd edition
Quick answers to over 250 questions about a home loan. The third edition covers lending formulas, qualifying, online lenders, government programmes, zero-down options, and self-employed borrowers, from the offer through to closing.

How to get onto the property ladder
Ned Browne · Paperback, 2026 edition
A first-time buyer’s guide to financing and finding a first home. The 2026 edition covers help-to-buy schemes, the mortgage market, and leasehold reform, then financing, government help, finding a property, offer to completion, and moving in. It focuses on England, with shorter notes on Wales, Northern Ireland, and Scotland.

The Mortgage Encyclopedia
Jack Guttentag · Paperback, 2nd edition
The authoritative guide to mortgage programmes, practices, prices, and pitfalls. The second edition is an A-to-Z updated after the housing crisis, covering everyday and specialist terms, brokers, points versus a larger deposit, and the hazards of cosigning.

Understanding Mortgages
K. Doreen · Kindle
A practical guide to mortgage loans, interest rates, payments, refinancing, and homeownership. It explains mortgage types, credit, down payments, closing costs, the application, monthly payments, and building equity. The link is the Kindle edition.